Carhealth

Report generated

2020 BMW M235I XDRIVE GRAN COUPE AUTO

BMW 2 Series Gran Coupe M235i xDrive 4 Door 2.0 306ps Auto Steptronic

PETROLAUTO 8 GEARSBLACKRegistered 01/01/2020VIN ends ···910
GB★
SA19MPL

Vehicle identity data provided by Experian

Finished in Black Sapphire

Representative image of this model

Carhealth Score

AI-analysed
65/100

A good score. The records suggest a sound car with a few points worth a look.

PROCEED WITH CAUTION. This BMW M235i xDrive Gran Coupe has a Category N write-off on record for damage to the front right (offside) corner, and it was sold at a salvage auction in July 2025 at 26,120 miles. Hire purchase finance is also recorded against it, so the lender owns the car until that is settled. The MOT history is clean, with four passes, but a leasing company record of 17,950 miles in June 2024 is lower than the 19,830 miles recorded at the January 2024 MOT. Before you buy, get a finance settlement letter, the full service history to explain the mileage, proof of the front end repair and an independent inspection. Given the Cat N status, aim for around £22,500 or less.

Problem: 10 things to check

  • 5 problem
  • 5 attention
  • 5 clear

AI Analysis

CarhealthAI's read of the full data: what matters and why.

Analysis by CarhealthAI from the records in this report

Problem: 2 critical points to read

CarhealthAI read every record in this report and flagged the points below. Read them before you view the car.

Here's what we checked

  • Critical points

    Problem: 2 found

  • Minor points

    Attention: 3 found

Note: Cost estimates below are indicative and may vary significantly depending on location, parts, and labour rates.

  1. Critical: Outstanding hire purchase finance. Until it is settled the lender, not the seller, owns the car. Get a settlement letter from A Finance Co and make sure the finance is cleared before or as you pay.

  2. Critical: Cat N write-off with front right (offside) damage, confirmed by salvage auction photos. Ask for the repair invoices and have the front end, airbags and driver assistance sensors checked by an independent inspector.

  3. Minor: One mileage reading out of line. A leasing company recorded 17,950 miles in June 2024, lower than the 19,830 miles at the January 2024 MOT, but every later reading carries on rising. It is most likely a recording error, but ask for the service history and invoices to confirm the true mileage before you buy.

  4. Minor: A possible taxi or private hire licence record is on file. Ask the seller how the car was used, as private hire use usually means hard miles and more wear.

  5. Minor: One colour change is recorded (last colour blue). Check the V5C matches the car's colour, and look in door shuts and the engine bay for signs of a respray or wrap.

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Condition

Insurance write-offs, theft records and DVLA status.

Data provided by Experian

Problem: Insurance write-off: Non-structure damage

An insurer has recorded this car as a write-off. Ask for proof of the repairs and an independent inspection before you buy.

Here's what we checked

  • Has an insurer written it off?

    Problem: Non-structure damage

  • Is it recorded as stolen?

    Clear: Not currently stolen, 1 closed record on file

  • Has it been scrapped?

    Problem: Yes, recorded as scrapped

  • Has it been exported?

    Problem: Yes, recorded as exported

  • Has it been imported?

    Attention: Yes, recorded as imported

Insurance write-off records

Problem: Non-structure damage

Loss date 21/06/2025

FRONT

Damaged areas

  • Front right (offside)
Status
RECOVERED - NON-STRUCTURE DAMAGE
Category
N
Cause of damage
Accident
Damage locations
FrontOffside
Loss type
T
Insurer
EXAMPLE INSURANCE CO
Insurer claim number
EXAMPLE
Recorded on
02/07/2025

Stolen vehicle records

Stolen record closed

Reported 01/01/2020

Currently stolen
No
Police force
COUNTY POLICE FORCE
Contact
01234 567891
Last updated
01/01/2020

DVLA status

Scrapped
Yes, 01/01/2020
Certificate of destruction
Yes
Exported
Yes, 01/01/2020
Imported
Yes, non-EU import, 01/01/2020
Previous GB plate
AB21ABC
Previous NI plate
ABC1234

Finance

Finance agreements recorded against this vehicle at the time of the report.

Data provided by Experian

Problem: Outstanding finance

Until the finance is settled the lender, not the seller, owns the car. Get a settlement letter before you pay.

Here's what we checked

  • Is there outstanding finance?

    Problem: 1 agreement recorded

  • Who is the lender?

    Problem: A FINANCE CO

Problem: HIRE PURCHASE

A FINANCE CO

Agreement number
S1234567
Start date
01/01/2020
Term
12 months
Financed vehicle
BMW M235I XDRIVE GRAN COUPE
Company contact
01234 567891
Last updated
01/01/2020
Before buying, ask the seller for a settlement letter from the finance company, or call the company on the number above to confirm the agreement has been cleared.

Salvage

Salvage auction records, with links to the auction photos where available.

Data provided by Experian

Problem: Sold at a salvage auction

Salvage auctions sell cars an insurer has written off. Check the damage below and how it was repaired.

Here's what we checked

  • Has it been sold at a salvage auction?

    Problem: 1 auction record

  • Latest auction

    Problem: CAT N - Non-structural, 14/07/2025

CAT N - Non-structuralBMW M235I Xdrive Gran Coupe Auto
FRONT

Damaged areas

  • Front right (offside)
Auction date
14 July 2025
Primary Damage
Front Offside
Secondary Damage
Airbags Deployed
Mileage at Auction
26,120 miles
Auction Location
York

Auction Photos (3)07/2025

Photos are hosted by the auction site and open there.

What does this mean?

  • CAT A/B: Severe damage - vehicle must be scrapped (DO NOT BUY)
  • CAT S: Structural damage repaired - requires engineer inspection, difficult to insure
  • CAT N: Non-structural damage - cosmetic/electrical repairs, easier to insure
  • Always verify repairs were completed professionally and obtain a full inspection report before purchase.

Safety & Recalls

Outstanding manufacturer recalls on this car, and the model's Euro NCAP crash test rating.

Recall data from DVSA and SMMT records; Euro NCAP ratings from UK Vehicle Data; via One Auto API

Clear: No outstanding recalls

Rated 5 out of 5 stars by Euro NCAP when the model was tested.

Here's what we checked

  • Any outstanding recalls?

    Clear: None outstanding

  • Euro NCAP rating

    Note: 5 out of 5 stars

Recalls

No outstanding recalls

No manufacturer safety recall is recorded as outstanding on this car.

Checked against DVSA recall records.

Euro NCAP crash test

The rating this model earned when Euro NCAP tested it new. Tests get stricter every few years, so compare ratings from the same period.

5 out of 5
Adult occupant protection
94%
Child occupant protection
87%
Pedestrian protection
76%
Safety assist systems
72%

Market Value

What this car is worth today, and what it is likely to be worth over the next few years.

Valuation data from an independent vehicle valuation provider

Note: Worth about £26,400 at a dealer

Use the retail and trade range below to judge the asking price.

Here's what we checked

  • What would a dealer sell it for?

    Note: £26,400

  • What would a dealer pay in part exchange?

    Note: £23,285

  • What could it be worth in a year?

    Note: £23,705

  • CarhealthAI estimate, adjusted for this car’s history

    Note: £22,500

  • What could it be worth in 5 years?

    Note: £13,985

Worth now

£26,400

Retail average at 27,184 miles

In 5 years

£13,985

−£12,415 (−47%)

Loses about

£2,480

a year on average over 5 years

Oct 2031 · 64,684 miles

£13,985

−£2,205 (−14%) on the previous year

Range £13,110 to £14,810

Today's value

TypeLowAverageHigh
Retail (dealer)£24,750£26,400£27,960
Trade (part exchange)£21,890£23,285£24,635

Assumes 7,500 miles a year from 27,184 miles today. Forecasts are estimates from current market data, so treat them as a guide.

Previous Adverts

Earlier sale listings for this car: price, mileage, seller and photos.

Advert data from Percayso

Note: Advertised 3 times since 2022

Compare the asking price, mileage and photos with earlier listings.

Here's what we checked

  • Has it been advertised for sale before?

    Note: 3 listings since 2022

  • Most recent listing

    Note: 06/09/2025, £21,750, 26,480 miles

  • Asking price over time

    Note: £33,450 to £21,750

  • Does the advertised mileage add up?

    Clear: Yes

Asking price over time
£33,450
£27,995
£21,750
Apr 2022Mar 2024Sept 2025

Apr 2022: £33,450; Mar 2024: £27,995; Sept 2025: £21,750

  1. Sept 2025 to Oct 2025

    On sale 55 days

    £21,750

    26,480 miles · Sample Car Sales · Independent dealer

    Listed 6 Sept 2025 to 30 Oct 2025

    Advert description

    2020 BMW M235i xDrive Gran Coupe in Black Sapphire. Cat N recorded, professionally repaired. 8-speed Steptronic, xDrive, M Performance brakes, Live Cockpit Professional, heated sports seats, reversing camera. Two keys, recent service.

  2. Mar 2024 to Apr 2024

    On sale 48 days

    £27,995

    20,950 miles · Sample Motors · Independent dealer

    Listed 2 Mar 2024 to 18 Apr 2024

    Advert description

    One owner, full BMW service history. M235i xDrive Gran Coupe, 306PS, Black Sapphire with Cerium Grey details, 18-inch M wheels, adaptive LED headlights, parking assistant.

  3. Apr 2022 to May 2022

    On sale 43 days

    £33,450

    11,480 miles · Sample Dealer Group · Franchise dealer

    Listed 9 Apr 2022 to 21 May 2022

    Advert description

    Approved Used. M235i xDrive Gran Coupe with Technology Pack, harman/kardon sound and Comfort Access. Balance of manufacturer warranty.

MOT History

Every MOT test, pass or fail, with advisories.

MOT and tax data from DVSA and DVLA records

Clear: MOT valid and taxed

The car has a current MOT and is taxed.

Here's what we checked

  • Does it have a valid MOT?

    Clear: Valid

  • Is it taxed?

    Clear: Taxed

  • How has it done at MOT?

    Note: 4 passes, 0 fails across 4 tests

  • How did its last MOT go?

    Clear: Passed first time

  • Advisories at the last MOT

    Note: None

MOT

Clear: Valid

Expires 08/01/2027

Tax

Clear: Taxed

Expires 01/02/2027

Test history

4 passes, 0 fails, 1 advisory across 4 tests

  1. Passed09/01/2026
    27,184 milesExpires 08/01/2027
  2. Passed07/01/2025
    24,910 milesExpires 06/01/2026

    Advisory

    • Nearside Front Tyre slightly damaged/cracking or perishing (5.2.3 (d) (ii))
  3. Passed04/01/2024
    19,830 milesExpires 03/01/2025
  4. Passed01/01/2023
    14,260 milesExpires 01/01/2024

    Minor

    • Offside Windscreen wiper blade defective (3.4 (b) (i))

Tax & Emissions

Yearly road tax, the emissions standard, and whether it meets the ULEZ standard.

Road tax and emissions data from UK Vehicle Data via One Auto API

Note: Road tax £200 a year

Likely meets the ULEZ standard for cars. Confirm with TfL before you buy.

Here's what we checked

  • Yearly road tax

    Note: £200

  • Emissions standard

    Note: Euro 6d-TEMP

  • Meets the ULEZ standard?

    Note: Likely yes

CO2 emissions (g/km)

Shown on the CO2 band scale used for cars first registered between 2001 and 2017, for comparison.

Running costs

Road tax (12 months)
£200
Road tax (6 months)
£110
Fuel economy (combined)
35.8 mpg (7.9 l/100km)
Fuel economy (extra urban)
42.2 mpg (6.7 l/100km)
Estimated fuel cost a year
£1,000

Fuel cost assumes about 4,500 miles a year at 174.9p a litre (RAC Fuel Watch, 3 October 2026).

Emissions and clean air zones

The emissions standard here is worked out from the car's age, so the result below is a guide, not a guarantee.

Emissions standard
Euro 6d-TEMP
Fuel
Petrol

Likely meets the ULEZ standard for cars

Based on its emissions standard, it should not pay the London ULEZ charge or the car charges in other UK Clean Air Zones.

Before you buy, confirm it with TfL's vehicle checker.

Mileage

Whether the recorded mileage adds up over time.

Data provided by Experian, with readings from DVSA MOT records, salvage auction records and previous adverts

Attention: One reading out of line

A reading doesn't fit the rest of the history, but the readings after it carry on as normal, so it is most likely a recording error. Check the odometer matches the chart.

Here's what we checked

  • Does the mileage only go up?

    Attention: 1 reading out of line, later readings carry on rising

  • Was the full mileage history checked?

    Clear: Yes

  • Latest reading

    Note: 27,184 miles, 09/01/2026

  • Readings found

    Note: 11 from 4 sources

  • Against the model average

    Note: Below average use, 4,500 miles a year against about 8,900 for this model

One reading out of line: the BVRLA figure of 17,950 miles on 20/06/2024 is 3,000 miles below an earlier reading, but the readings after it carry on from the higher figure, so it is most likely a recording error. Check the odometer matches the chart.

Latest reading

27,184miles

MOT test, 09/01/2026

Average use

4,513miles a year

Since first registration

Readings

11from 4 sources

1 out of line, later readings rising

  • Recorded observation (Experian)
  • MOT test
  • Salvage auction
  • Advert listing
Mileage readings in date order
DateMileageSourceNote
01/01/20205Recorded observation · DVLA
18/03/20216,910Recorded observation · Dealer
09/04/202211,480Advert listing
01/01/202314,260MOT test
04/01/202419,830MOT test
02/03/202420,950Advert listing
20/06/202417,950Recorded observation · BVRLAOut of line with the readings around it
07/01/202524,910MOT test
14/07/202526,120Salvage auction
06/09/202526,480Advert listing
09/01/202627,184MOT test

Life expectancy

How many years and miles cars like this usually last in the UK, and how this car compares.

Based on DVLA licensing records, via AutoPredict (One Auto API)

Note: Typically lasts about 16 years

These are averages for this model, not a prediction for this car.

Here's what we checked

  • How many years do they typically last?

    Note: About 16 years

  • How many miles do they typically cover?

    Note: About 142,000 miles

  • How many years are left on average?

    Note: About 10 years

  • How many are still licensed?

    Note: 97%

Typically lasts

about 16 years for this model

about 142,000 miles for this model

This car

6 years old

27,184 miles

Around 10 years and 114,816 miles left on average for this model

Still on the road

1,795 of the 1,850 cars of this model first registered in 2020 are still licensed (97%), and 42 are off the road (SORN).

Averages across every car of this model on DVLA records. How this car has been looked after matters more than its age.

Vehicle History

Keepers, plate changes, colour changes and previous checks.

Data provided by Experian

Attention: 1 plate change, 1 colour change

Plate and colour changes are usually harmless. Check the V5C logbook matches the car you see.

Here's what we checked

  • How many previous keepers?

    Clear: 1 previous keeper

  • Has the plate been changed?

    Attention: 1 plate change

  • Has the colour been changed?

    Attention: 1 colour change

  • Have other businesses checked it?

    Note: 7 previous searches

Keepers

1 previous keeper

Current keeper since
14/03/2022 (4 years 6 months)
Previous keeper
acquired 01/01/2020, sold 14/03/2022 (2 years 2 months)
Keeper changes on record
1

Plate changes

  • BK20 WPXchanged toSA19 MPL19/02/2024 · Marker

Colour

Current colour
BLACK
Original colour
BLUE
Previous colours
1
Last colour change
02/06/2023

V5C logbook

  • Issued 19/02/2024
  • Issued 02/06/2023
  • Issued 14/03/2022
  • Issued 01/01/2020

Identity checks

  • 01/01/2020: Pass

Previous searches

Other businesses that checked this vehicle before you

  • MOTOR TRADE & OTHER21/09/2026 18:42:10
  • MOTOR TRADE & OTHER14/09/2026 09:15:37
  • INSURER02/03/2026 11:08:52
  • MOTOR TRADE & OTHER10/07/2025 14:31:05
  • INSURER23/06/2025 10:02:44
  • MOTOR TRADE & OTHER12/02/2024 16:27:19
  • FINANCE08/03/2022 12:49:31

Specification

Factory specification, equipment and options for this model.

Specification data from manufacturer and DVLA records

Note: Factory specification

Compare the details below with the car and its advert.

Here's what we checked

  • Engine

    Note: 1998 cc, PETROL

  • Standard equipment

    Note: 33 items listed

  • Factory options for this model

    Note: 10 options listed

Technical

Derivative
BMW 2 Series Gran Coupe M235i xDrive 4 Door 2.0 306ps Auto Steptronic
Body
4 DOOR SALOON
Seats
5
Engine
1998 cc
Cylinders
4, turbocharged, inline
Power
302 bhp (225 kW, 306 PS) at 5,000 rpm
Torque
450 Nm at 1,750 rpm
0 to 62 mph
4.9 seconds
Top speed
155 mph
Engine location
Front
Fuel
PETROL
Fuel tank
50 litres
Transmission
AUTO 8 GEARS, 8 gears
CO2
164 g/km
Kerb weight
1,570 kg
Gross weight
2,045 kg
Max towing (braked)
1600 kg
Max towing (unbraked)
750 kg
Length
4,526 mm
Width
1,800 mm
Height
1,420 mm
Wheelbase
2,670 mm

Standard equipment

  • BMW Live Cockpit Professional with 10.25in Display
  • Apple CarPlay Preparation
  • DAB Digital Radio
  • Bluetooth Hands-free with USB Audio
  • Wireless Charging Pad

  • LED Headlights with Extended Contents
  • LED Rear Lights
  • M Aerodynamics Package
  • Rear Spoiler
  • Heated Exterior Mirrors, Electrically Folding
  • Rain Sensor with Automatic Headlight Activation

  • Sport Seats for Driver and Front Passenger
  • M Leather Steering Wheel with Paddles
  • 2-zone Automatic Air Conditioning
  • Ambient Interior Lighting
  • Comfort Access with Keyless Start
  • Cruise Control with Brake Function

  • M Sport Brakes with Blue Calipers
  • xDrive Intelligent All-wheel Drive
  • 8-speed Steptronic Sport Transmission
  • M Sport Differential (Torsen)
  • Adaptive M Suspension
  • Driving Experience Control with Sport and Eco Pro

  • Alcantara / Sensatec Upholstery

  • Park Distance Control, Front and Rear
  • Rear View Camera
  • Driving Assistant with Lane Departure Warning
  • Front Collision Warning with City Braking
  • Front, Side and Head Airbags
  • ISOFIX Child Seat Mounting, Rear
  • Thatcham Category 1 Alarm and Immobiliser

  • 18in M Double-spoke 554M Alloy Wheels

  • 3 Year Unlimited Mileage Warranty

Factory-fitted cost options

Options available for this model when new, with list prices including VAT. Not confirmation of what is fitted to this car.

Optional extras total

£9,130

10 cost options were available for this model when new, at list prices including VAT. Ask the seller which ones this car has.

  • Other (2)£3,900
  • Interior Features (3)£1,790
  • Exterior Features (2)£1,645
  • Paint and Trim (1)£645
  • Audio and Communications (1)£600
  • Wheels (1)£550

  • Harman Kardon Surround Sound System£600

  • Panoramic Glass Sunroof£995
  • Adaptive LED Headlights£650

  • Head-up Display£690
  • Electric Front Seats with Memory£750
  • Heated Front Seats£350

  • Metallic Paint£645

  • 19in M Double-spoke 552M Alloy Wheels£550

  • M Sport Pro Package£2,050
  • Technology Package£1,850

Taxi Use

Taxi and private hire licensing history.

Data from local authority taxi licensing records

Attention: Possible taxi or private hire use

Taxis cover high mileage and hard use. Check the service history and wear closely.

Here's what we checked

  • Has it been licensed as a taxi or private hire car?

    Attention: Possible history found

  • Why it was flagged

    Attention: Taxi licence records

  • Licensed by

    Attention: TFL

Attention: BMW 2 Series

Licensed by TFL

Licensing authority
TFL
Licence start
01/01/2020
Licence expiry
01/01/2020
Wheelchair adapted
No
Fuel
Petrol
Make
BMW

Maintenance

Servicing this car is due, based on age and mileage.

Analysis by CarhealthAI from the records in this report

Note: Servicing to ask about

Based on the age and mileage. Ask the seller for receipts for the work that should have been done.

Here's what we checked

  • Should have been done

    Note: 3 service items

  • Coming up

    Note: 5 service items

Please note that the costs mentioned below are estimates and may vary significantly.

Maintenance which should have been done

The maintenance schedule is a general guideline based on the vehicle's age and mileage. Actual maintenance needs may vary based on driving conditions and vehicle usage. Always refer to the vehicle's owner manual for specific maintenance recommendations.

  • Oil Service

    Condition based, usually every 2 years or 10,000-18,000 miles

    27,184 miles

    Due: 01/01/2026

    £180-280 (specialist) / £300-400 (dealer)

  • Brake Fluid Change

    Every 2 years

    Due: Due January 2026 if not already done

    £80-130 (specialist) / £120-180 (dealer)

  • Front Tyres

    As needed, cracking advisory noted January 2025

    Current, 27,184 miles

    Due: Check now

    £300-400 a pair for premium brands

Maintenance which may be due soon

The upcoming maintenance is based on typical maintenance schedules for this vehicle model and its current mileage. It is advisable to schedule these services with a qualified mechanic to ensure the vehicle remains in optimal condition.

  • Front Brake Pads and Discs

    Every 25,000-35,000 miles (varies with driving style)

    32,000 miles

    Due: Around 30,000-35,000 miles

    £450-650 (specialist) / £700-900 (dealer)

  • Cabin Filter

    Every 2 years

    Due: With the next oil service

    £40-80

  • Air Filter

    Every 2-4 years

    35,000 miles

    Due: 01/01/2027

    £50-90

  • Spark Plugs

    Around every 60,000 miles

    60,000 miles

    Due: 01/01/2030

    £150-250 (4 cylinder engine)

  • Gearbox Oil

    Specialists advise around 50,000-60,000 miles

    50,000 miles

    Due: 01/01/2029

    £350-500

Buyers Guide

Model-specific checks to make in person.

Analysis by CarhealthAI from the records in this report

Note: 5 things to check in person

Take this list to the viewing. Each item says what to look for and where.

Here's what we checked

  • Model checks

    Note: 5 checks

The following provides a comprehensive buyers guide for this vehicle. It highlights key components, their descriptions, where to look, and potential red flags to be aware of when considering a purchase.

  • The salvage auction photos show a crumpled front right wing, a cracked bumper corner and a broken headlight. Ask for the repair invoices and confirm the driver assistance sensors were recalibrated after the repair.

    Where to look

    Check the front right wing, bumper corner, bonnet and headlight for even panel gaps and matching paint. Make sure the parking sensors, front camera and adaptive cruise control all work, as their sensors sit in the front bumper.

    What to look out for

    Uneven panel gaps, paint mismatch, misted headlight or warning lights on the dash

Common Car Faults

Known weak points reported for this model.

Analysis by CarhealthAI from the records in this report

Note: 4 known weak points for this model

These are faults reported for the model, not records for this car.

Here's what we checked

  • Known faults

    Note: 4 faults

  • Reported as common

    Note: 2

The following outlines common faults associated with this make and model. This information is aggregated from various sources and aims to provide insights into potential issues you might encounter. Please note that the costs mentioned below are estimates and may vary significantly.

  • Infotainment (iDrive 7)

    £150

    Occasional screen freezes, Bluetooth dropouts and Apple CarPlay disconnections. These are usually fixed by a software update at a dealer or specialist.

    Common

  • Front Brakes

    £550

    The M Performance brakes wear pads and discs quickly when the car is driven hard. Check for vibration or a pulsing pedal under braking.

    Common

  • 8-Speed Automatic Gearbox

    £400

    Some owners report jerky low-speed shifts. A software update or adaptation reset often helps. Specialists advise a gearbox oil change from about 50,000 miles.

    Not common

  • Interior Rattles

    £120

    Creaks and rattles from the dashboard and the frameless door windows are a known complaint on the Gran Coupe.

    Not common

Report data provided by Experian and the other licensed sources named in each section above. Vehicle history records reflect what those sources held when this report was generated.